ICHRA

How the Healthway ICHRA Program Works

Step 1 — Employer Sets Budget
The employer determines a fixed monthly healthcare contribution for employees.

Step 2 — Employees Choose Coverage
Employees select the health insurance carrier and plan that fits their family’s needs.

Step 3 — Tax-Advantaged Health Benefit
Employer contributions are provided through the ICHRA program with favorable tax treatment, helping employees pay for the health coverage they choose.

Step 4 — Supplemental Benefits Available
Employers can offer additional voluntary benefits to complete the benefits package.

Modern Benefits. Greater Choice. Better Control.

5 Reasons Employers Are Moving Away from Traditional Group Health Plan

1. Unpredictable Premium Increases
Traditional group plans often experience annual rate increases that employers cannot control, making long-term budgeting difficult.

2. Limited Employee Choice
Employees are typically forced into one carrier and one or two plan options, even though healthcare needs vary widely between individuals and families.

3. Rising Healthcare Costs
Group-plan premiums have consistently increased faster than general inflation, placing pressure on employers and employees alike.

4. Workforce Diversity
Today’s workforce includes employees with very different healthcare needs: families, singles, younger employees, and those nearing retirement. A single group plan rarely fits everyone.

5. Greater Cost Control with ICHRA
With ICHRA, employers can set a defined monthly contribution, providing employees the flexibility to select their own coverage while maintaining predictable and manageable costs.

The Result
Employers gain cost control and budget stability, while employees gain choice and flexibility in selecting their health insurance coverage.

Healthway Solutions provides a complete benefits solution, including:

Health Coverage

• ICHRA Health Insurance Platform
• Access to multiple top insurance carriers
• Individual health plan choice for employees

Supplemental Protection

• Life Insurance
• Short-Term Disability
• Long-Term Disability
• Dental Insurance
• Vision Insurance
• Gap / Supplemental Medical Plans
• Additional voluntary employee benefits

Why Employers Choose Healthway Solutions

✔ Cost control and predictable budgeting
✔ Expanded health plan choices for employees
✔ Simplified benefits administration
✔ Increased employee satisfaction
✔ Modern alternative to traditional group health insuranceWrite your text here...

Comprehensive Employee Benefits Platform

Call us to find out more: Howard Wolkowitz (T 954.558-3673) | Gregg Lickstein (T 954.253.9399)

Modern Benefits. Greater Choice. Better Control.